Total returns from the S&P 500 since 1928

“If you mix politics with your investment decisions, you’re making a big mistake.” – Warren Buffett

A tax refund is NOT found money

Since the start of 2025: S&P 500 +19.5% European stocks +45.3% Emerging markets +50.8% Asian stocks +55.9%

There is now a record $1.2 trillion in total credit card debt in the US - at an average interest rate of 21%. This is the #1 wealth killer in America by a landslide